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mississippi fha refinance

Voyage Home Loans is a direct lender with the Federal Housing Administration , specializing in obtaining insured FHA loans for qualified borrowers. Some qualifiers for an FHA loan includes, but is not limited to, first-time home buyers, borrowers who want to maintain a low monthly payment, and borrowers who don’t have perfect credit.

To qualify for FHA loans, borrowers must meet the requirements for income, debt-to-income ratios, maximum loan amounts, and other details.

Contact us to day and we’ll help you get the best FHA loan for your situation. Why Should You Choose an FHA Loan?
  • Low Cost.
  • The loans are federally-insured, and maintain competitive interest rates.
  • Low Down Payment - The down payment in can be as low as 3.5 percent of the selling price of the house, and it can include gifted funds from a family member, employer, or charitable organization.
  • Easy Qualifiers - With an FHA-insured loan , lenders may give borrowers loan terms that make it easier for them to qualify.
  • Perfect Credit Not Needed - Compared to a conventional loan , an FHA-insured loan does not require perfect credit. It’s easier to qualify for an FHA loan even if borrowers have credit issues.
  • If borrowers encounter problems maintaining monthly house payments, FHA provides alternatives so that they can still keep their home.

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    Voyage Home Loans Business States : FHA Refinace USA - Alabama - Alaska - Arizona - California - Colorado - Connecticut - Delaware - Florida - Georgia - Hawaii - Idaho - Illinois - Iowa - Indiana - Kansas - Kentucky - Louisiana - Maine - Maryland - Massachusetts - Michigan - Minnesota - Mississippi - Montana - Nebraska - Nevada - New Hampsire - New Jersey - New Mexico - North Dakota - Ohio - Oklahoma - Oregon - Pennsylvania - South Carolina - South Dakota - Tennessee - Texas - Vermont - Virginia - Washington - West Virginia - Wisconsin


    Credit card and mortgage debt down, but so are scores
    Puget Sound Business Journal
    In some states mortgage debt fell more -- it dropped 7 percent in both Mississippi and Tennessee, and fell 6 percent in South Carolina, West Virginia and Wisconsin. Nationwide, home equity debt fell and so did student loan debt, but auto loan debt ...

    and more »

    Mortgage delinquency rate in Nevada falls in first quarter
    Las Vegas Review-Journal
    Nevada ranked third in the nation in both mortgage delinquencies and foreclosure starts. Mississippi was first in delinquencies with a rate of 10.93 percent; Florida was first in foreclosure starts at 1.73 percent.

    and more »

    Massachusetts Delinquency Rate Drops Almost 1 Percent In Q1
    Banker & Tradesman
    Mississippi ranked first in delinquencies with a rate of 10.93 percent and Florida ranked first in foreclosure starts with a rate of 1.73 percent. Delinquency rates for prime fixed and adjustable rate mortgages, subprime fixed and adjustable rate ...

    and more »

    Payment Rates Improve on Texas Home Mortgages
    LoanSafe
    Mississippi, Georgia and Nevada had the highest home mortgage delinquency rates in the first quarter ? all over 10 percent, the mortgage bankers said. The best performing home loan markets for on-time payments were in the Dakotas and Alaska.

    and more »

    Mortgage delinquency rate in Nevada falls in first quarter
    Las Vegas Review - Journal
    Nevada ranked third in the nation in both mortgage delinquencies and foreclosure starts. Mississippi was first in delinquencies with a rate of 10.93 percent; Florida was first in foreclosure starts at 1.73 percent.

    and more »

    Western Liberty Bancorp reports loss for first quarter
    Las Vegas Review - Journal
    By Hubble Smith The mortgage delinquency rate in Nevada fell to 9.56 percent at the end of the first quarter, a decrease of 72 basis points from the previous quarter, the Mortgage Bankers Association reported Wednesday. Nationally, the delinquency rate ...

    and more »

    Western Liberty Bancorp reports loss for first quarter
    Las Vegas Review-Journal
    By Hubble Smith The mortgage delinquency rate in Nevada fell to 9.56 percent at the end of the first quarter, a decrease of 72 basis points from the previous quarter, the Mortgage Bankers Association reported Wednesday. Nationally, the delinquency rate ...

    and more »

    Homeowners In 17 States Getting Shaft In Mortgage Settlements
    Lez Get Real
    Vermont, Connecticut, Pennsylvania, Minnesota, Mississippi, Alabama and Oregon have not announced how they are using the funds. I can tell you that Vermont's budget is sort of under control, the way it usually is (we always assume we need wiggle room ...

    and more »

    Consumer Mortgage Debt Falls Three Percent Since April 2011, According to ...
    Business Review USA (press release)
    Consumer credit card and mortgage spending slowed from a year ago, with the average credit card debt per consumer falling 13% to $5650 and the average mortgage debt decreasing 3% to $166631. Consumers in eight states decreased their mortgage by more ...

    and more »

    Washington mortgage delinquencies up, foreclosures down
    Seattle Post Intelligencer
    Photo: Don Ryan / AP Washington mortgage delinquencies were up in the first quarter, but foreclosures fell, according to a new report. The Mortgage Bankers Association reported that 7.21 percent of Washington mortgages were at least 30 days past due at ...

    and more »
     

    Mississippi mortgage:

     

    mississippi fha refinance Voyage Financial Group mississippi fha refinance :

    Business Wire - Churchill Mortgage Corp. Establishes Mississippi Footprint, Opens Branch in TupeloApril 2, 2012 --

    Schulz to Manage Lender's First Branch in State, Team Adds 30 Years' Experience

    TUPELO, Miss. -- Churchill Mortgage, a leader in the...full Mississippi story

    Market Wire - Credit Card Debt Remains Stable, According to CreditKarma.comMarch 14, 2012 --

    CreditKarma.com, the consumer's credit advocate, today released its U.S. Credit Score Climate Report with trend data for February 2012. Since...full Mississippi story

    Market Wire - California Mortgage Applicants Continue to Have Highest Credit Scores in NationFebruary 9, 2012 --

    A recent study by Mortgage Marvel® ( www.MortgageMarvel.com ) found that California mortgage applicants, for the second year in a row,...full Mississippi story

    PR Newswire - Renasant Corporation Approves DividendFebruary 9, 2012 --

    TUPELO, Miss., Feb. 9, 2012 /PRNewswire/ -- The board of directors of Renasant Corporation (NASDAQ: RNST) approved the payment of a quarterly...full Mississippi story

    Market Wire - Mortgage Marvel Releases Year-End Data From More Than 700,000 Mortgage ApplicationsJanuary 19, 2012 --

    Mortgagebot LLC, which operates Mortgage Marvel .com, released data compiled from more than 700,000 submitted applications -- across all 50...full Mississippi story

    PR Newswire - BancorpSouth, Inc. Declares Quarterly DividendOctober 26, 2011 --

    TUPELO, Miss., Oct. 26, 2011 /PRNewswire/ -- At its regular quarterly meeting today, the Board of Directors of BancorpSouth, Inc. (NYSE: BXS)...full Mississippi story

    Business Wire - Trustmark National Bank Expands Mortgage Division to AlabamaOctober 21, 2011 -- Trustmark National Bank Expands Mortgage Division to Alabama

    JACKSON, Miss. -- Trustmark National Bank recently expanded its...full Mississippi story

    Business Wire - Trustmark to Open New Corporate Office in TupeloAugust 24, 2011 -- Trustmark to Open New Corporate Office in Tupelo

    Fairpark Crossing Location will Enhance Customer...full Mississippi story

    Mortgage Banking - FNC clients ready to comply with GSE data initiativeJune 1, 2011 --

    Oxford, Mississippi-based FNC Inc.'s clients will be ready when the government-sponsored enterprises' (GSEs') Uniform Collateral Data Portal...full Mississippi story

    Business Wire - VA Announces Disaster Assistance After Tornado OutbreaksMay 17, 2011 -- HASH(0x1348eae0)

    Help for VA Home Loan Borrowers in Financial Distress Encouraged

    ...full Mississippi story