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Voyage Financial Group, Inc. is not affiliated with any government site, state agency, or other lending institution. VoyageHomeLoans.com and VoyageMtg.com are not your current lender. Voyage Financial Group, Inc. is a licensed direct lender specializing in Residential Home Mortgages across the country. To view the full list of state approvals and licensing please click the Licensing link above. We are not accepting online applications from the State of New York at this time.

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south carolina fha refinance

Voyage Home Loans is a direct lender with the Federal Housing Administration , specializing in obtaining insured FHA loans for qualified borrowers. Some qualifiers for an FHA loan includes, but is not limited to, first-time home buyers, borrowers who want to maintain a low monthly payment, and borrowers who don’t have perfect credit.

To qualify for FHA loans, borrowers must meet the requirements for income, debt-to-income ratios, maximum loan amounts, and other details.

Contact us to day and we’ll help you get the best FHA loan for your situation. Why Should You Choose an FHA Loan?
  • Low Cost.
  • The loans are federally-insured, and maintain competitive interest rates.
  • Low Down Payment - The down payment in can be as low as 3.5 percent of the selling price of the house, and it can include gifted funds from a family member, employer, or charitable organization.
  • Easy Qualifiers - With an FHA-insured loan , lenders may give borrowers loan terms that make it easier for them to qualify.
  • Perfect Credit Not Needed - Compared to a conventional loan , an FHA-insured loan does not require perfect credit. It’s easier to qualify for an FHA loan even if borrowers have credit issues.
  • If borrowers encounter problems maintaining monthly house payments, FHA provides alternatives so that they can still keep their home.

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    Monarch Bank is Now Open in Suffolk
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    Services are also provided through over fifty ATMs located in the South Hampton Roads area and the Outer Banks of North Carolina, and "Monarch Online" consumer and business internet banking (monarchbank.com). Monarch Mortgage and our affiliated ...

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    Monarch Bank is Now Open in Suffolk
    GlobeNewsWire (press release)
    Services are also provided through over fifty ATMs located in the South Hampton Roads area and the Outer Banks of North Carolina, and "Monarch Online" consumer and business internet banking (monarchbank.com). Monarch Mortgage and our affiliated ...

    and more »

    Monarch Bank is Now Open in Suffolk
    MarketWatch (press release)
    Services are also provided through over fifty ATMs located in the South Hampton Roads area and the Outer Banks of North Carolina, and "Monarch Online" consumer and business internet banking (monarchbank.com). Monarch Mortgage and our affiliated ...

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    Fear factor ratchets up Treasury traffic
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    ... Home and Crematory); Gregory Alan Wilson of Richmond, VA; Johnny R. Brown of Greenville (Cremation Society of South Carolina); Elmer Mitchell of Piedmont (Gray Mortuary); Minnie Mae Owens Bowens of Easley (Watkins, Garrett and Woods Mortuary); [.

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    Credit card and mortgage debt down, but so are scores
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    In some states mortgage debt fell more -- it dropped 7 percent in both Mississippi and Tennessee, and fell 6 percent in South Carolina, West Virginia and Wisconsin. Nationwide, home equity debt fell and so did student loan debt, but auto loan debt ...

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    Monarch Financial Holdings Declares Cash Dividend on Preferred Stock
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    Services are also provided through over fifty ATMs located in the South Hampton Roads area and the Outer Banks of North Carolina, and "Monarch Online" consumer, mobile and business internet banking (monarchbank.com). Monarch Mortgage and our affiliated ...

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    Monarch Financial Holdings Declares Cash Dividend on Preferred Stock
    MarketWatch (press release)
    Services are also provided through over fifty ATMs located in the South Hampton Roads area and the Outer Banks of North Carolina, and "Monarch Online" consumer, mobile and business internet banking (monarchbank.com). Monarch Mortgage and our affiliated ...

    and more »

    Monarch Financial Holdings Declares Cash Dividend on Preferred Stock
    GlobeNewsWire (press release)
    Services are also provided through over fifty ATMs located in the South Hampton Roads area and the Outer Banks of North Carolina, and "Monarch Online" consumer, mobile and business internet banking (monarchbank.com). Monarch Mortgage and our affiliated ...

    and more »

    Homeowners In 17 States Getting Shaft In Mortgage Settlements
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    Nine states are using part of the money for mortgage relief, and part of it for other programs. Indiana is using half of it to assist low-income households with energy bills. Idaho, Utah, Nebraska, Kansas, Wisconsin, North Carolina, Maine and West ...

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    Non-Bank Supervision, Lloyds, Mortgages: Compliance
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    PR Newswire - Ryan Homes Announces the Grand Opening of the New Brookmere Single-Family Model Home at Five Forks Plantation in Simpsonville, SCMay 11, 2012 --

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    NEW YORK -- Fitch Ratings has assigned an 'A' rating to South Carolina Electric and Gas Co.'s (SCE&G) new $250 million issue...full South Carolina story

    Business Wire - South Carolina Voters Place High Priority on Homeownership, Survey FindsJanuary 11, 2012 --

    WASHINGTON -- With the South Carolina GOP presidential primary less than two weeks away, presidential contenders should heed a new...full South Carolina story

    Market Wire - CapitalBank Is Now Park Sterling BankDecember 1, 2011 --

    Park Sterling Corporation (NASDAQ: PSTB), the holding company for Park Sterling Bank, announced today that as part of its November 1, 2011...full South Carolina story

    Business Wire - Wells Fargo to Help Carolinas Customers Facing Mortgage Payment ChallengesDecember 1, 2011 --

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    Business Wire - Synovus Announces Quarterly Stock DividendNovember 29, 2011 --

    COLUMBUS, Ga. -- Synovus Financial Corp. (NYSE - “SNV”), the Columbus, Georgia-based financial services...full South Carolina story

    PR Newswire - TD Bank To Grow With 87 New Hires in Mortgage OperationsOctober 19, 2011 --

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    Business Wire - Equity One Announces the Strategic Sale of 36 Shopping Centers for $473 millionSeptember 26, 2011 --

    NORTH MIAMI BEACH, Fla. -- Equity One, Inc. (NYSE:EQY), an owner, developer, and operator of shopping centers, announced that it...full South Carolina story

    Business Wire - Synovus Announces Quarterly Stock DividendAugust 22, 2011 --

    COLUMBUS, Ga. -- Synovus (NYSE - “SNV”), the Columbus, Georgia-based financial services company, today...full South Carolina story

    Market Wire - Richmond Fed Publication Looks at Housing Finance AbroadAugust 18, 2011 --

    In the wake of the crisis in U.S. housing markets, policymakers are considering how to reform mortgage finance. Many other developed nations...full South Carolina story