Your Journey Deserves a
Trusted Guide
We make homeownership simple and personal—guiding you with clarity, care, and confidence every step of the way.
About Voyage Home Loans
Your Journey. Your Home. Your Voyage.
At Voyage Home Loans, we’re more than mortgage brokers—we’re your trusted guide through the homebuying process. With over a decade of experience and deep industry knowledge, we simplify the complex and help you move forward with clarity and confidence.
We believe the journey to homeownership should feel empowering—not overwhelming. That’s why we offer a personalized, transparent experience tailored to your goals, budget, and timeline. Whether you're buying your first home, refinancing, or building your investment portfolio, we navigate the process with you every step of the way.
OUR MISSION
Voyage Home Loans, LLC believes in helping people achieve their real estate dreams and goals. We believe that everyone should have an opportunity to own a home and we pride ourselves in providing our clients with affordable loans. We also believe that providing people an opportunity to get a head financially with owning real estate. Whether you're a first time investor or a seasoned professional, we are here to provide you the best options in this ever changing market.
VOYAGE HOME LOANS, LLC
NMLS #2454986
Office: 813-280-4686
100 S. Ashley Drive
Tampa, FL 33602
Shena Penachio, MBA
Founder & President
Voyage Home Loans, LLC
Founded by real estate broker and entrepreneur Shena Penachio, MBA, Voyage Home Loans was created with a simple mission: provide homebuyers with access to competitive financing options, personalized guidance, and exceptional service throughout the mortgage process.
After more than 15 years helping clients buy and sell real estate, Shena recognized that financing was often one of the most confusing and stressful parts of the homebuying journey. To better serve her clients, she expanded her expertise into mortgage lending and launched Voyage Home Loans.
As an independent mortgage brokerage, Voyage Home Loans works with multiple lending partners to help clients explore a variety of loan programs, including conventional, FHA, VA, USDA, jumbo, construction, and specialized professional loan programs. Our goal is to educate borrowers, simplify the financing process, and help clients make informed decisions based on their unique financial goals.
Whether you're purchasing your first home, relocating, building a new home, or exploring financing options as a medical professional, Voyage Home Loans is committed to providing knowledgeable guidance and responsive service every step of the way.
We proudly serve homebuyers throughout Indiana and Florida and are dedicated to helping our clients navigate the mortgage process with confidence.
Your Dedicated Mortgage Professionals
As an independent mortgage brokerage, Voyage Home Loans provides access to a wide range of loan programs through our network of lending partners. Our team is committed to helping borrowers find financing solutions tailored to their unique goals and circumstances.
Shena Penachio, M.B.A.
Founder, President &
Mortgage Broker
License in Indiana & Florida
219-249-9579
NMLS #2020489
Shena brings more than 15 years of experience in real estate and mortgage lending. As Founder and President of Voyage Home Loans, she is dedicated to helping homebuyers navigate the financing process with confidence and clarity.
Khari Nixon
Principal Manager & Mortgage Broker
License in Indiana & Florida
317-503-5350
NMLS #132179
Khari works closely with borrowers throughout the home financing process, helping clients understand their options and achieve their homeownership goals through personalized mortgage solutions.
What Sets Us Apart
At Voyage Home Loans, we put people first. From start to finish, you’ll experience personalized guidance, clear communication, and expert support. We simplify the mortgage process, build real relationships, and offer strategic advice tailored to your goals—so you can move forward with clarity and confidence.
Human First
Homeownership is more than a transaction—it's a major life milestone. We take the time to understand your goals, answer your questions, and provide personalized guidance every step of the way. Our commitment is simple: treat every client with the same care and attention we'd want for our own family.
Clarity & Confidence
We know the mortgage process can be overwhelming—filled with unfamiliar terms, forms, and pressure. At Voyage, we make it our mission to turn complexity into clarity. Our team breaks everything down in simple language, answers your questions with honesty, and keeps you fully informed at every step. When you understand your options, you make empowered decisions—and that’s the kind of confidence we work to build with every client.
Strategic Guidance
Every buyer’s path is different. Whether you’re buying your first home, refinancing, or investing, we take time to understand your goals, financial situation, and long-term plans. From choosing the right loan program to navigating rate changes or improving your credit, we offer tailored advice rooted in expertise—not guesswork. Our approach is proactive, not reactive—so you’re always ahead of the curve, not behind it.
