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Loan Options Built Around You

Explore flexible mortgage solutions designed to fit your goals, lifestyle, and future. Wherever you are on your journey, we’ll help you find the loan that gets you home—with clarity and confidence.

Loan Programs

Find the Right Loan for Your Journey

Whether you’re buying your first home, upgrading to a new one, or refinancing, Voyage Home Loans offers tailored solutions to fit your unique needs. We’re here to help you navigate every step with clarity, confidence, and care.

Done Deal
CONVENTIONAL

Conventional loans are ideal for buyers with solid credit and stable income. They offer competitive interest rates, flexible term options, and can be used for primary residences, second homes, or investment properties. This is a great fit if you're looking for low costs over time and don't need government-backed assistance.

Working Silhouettes
FHA & VA 

FHA loans are designed to make homeownership more accessible—perfect for first-time buyers or those with less-than-perfect credit. VA loans, available to eligible veterans and service members, offer powerful benefits like no down payment and no mortgage insurance. Both programs provide flexible requirements and dependable support.

Construction Pre-Planning
NEW CONSTRUCTION

Building your dream home? New construction loans are tailored to fund the process from the ground up. Whether you're working with a builder or starting custom plans, we help you navigate financing options that align with your construction timeline and future goals.

Laptop and Paperwork
REFINANCE

Whether you're looking to lower your interest rate, reduce your monthly payment, change loan terms, or tap into home equity, refinancing can be a smart move. We’ll help you evaluate your current mortgage and explore refinancing options that fit your financial strategy.

Business Consulting
USDA

USDA loans make it possible to buy a home with zero down in eligible rural and suburban areas. They’re backed by the U.S. Department of Agriculture and offer lower mortgage insurance rates, making them an excellent choice for qualified buyers outside major cities.

Signing a Contract
SECOND HOMES & INVESTMENT

Looking to buy a vacation getaway or build your real estate portfolio? We offer loan programs designed for second homes and investment properties. With expert guidance and strategic planning, we help you finance properties that align with your income goals and lifestyle.

Not Sure Which Loan Is Right for You?

We’ll help you compare options and walk you through each step, so you can move forward with confidence.

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