Physician Mortgage Program
Up to 100% Financing for Physicians & Medical Professionals
You Save Lives. Let Us Help You Buy a Home.
Designed for physicians, dentists, veterinarians, pharmacists, CRNAs, medical residents, fellows, and other healthcare professionals.
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Purchase with up to 100% financing, no mortgage insurance, flexible qualification options, and financing available for primary residences and new construction homes. Whether you're relocating, beginning residency, starting a new position, or building a custom home, Voyage Home Loans can help you explore available financing options.
Why Physicians Choose This Program
Built Specifically for Medical Professionals
Whether you're a medical resident, fellow, attending physician, dentist, veterinarian, pharmacist, or CRNA, traditional mortgage guidelines don't always reflect your earning potential. The Physician Mortgage Program was designed to help qualified medical professionals achieve homeownership with greater flexibility, more buying power, and less complexity.
Up to 100% Financing
Purchase a home with little to no down payment depending on loan amount and program eligibility.
No Monthly Mortgage Insurance
Reduce your monthly housing expense compared to many traditional low-down-payment loan programs.
New Construction Eligible
Build your dream home with a custom builder while utilizing physician mortgage financing options.
Higher Loan Amounts
Eligible borrowers may access financing up to $2 million depending on lender guidelines and program eligibility.
Flexible Student Loan Treatment
Many physician mortgage programs offer alternative methods for evaluating student loan obligations.
Designed for Busy Professionals
Streamlined financing solutions built around the unique income and career paths of physicians and medical professionals.
Program features, loan limits, rates, and eligibility requirements vary by lender and may change without notice. Voyage Home Loans is an independent mortgage brokerage and does not directly offer or fund loan products
Who Qualifies?
✓ Physicians (MD, DO)
✓ Dentists (DDS, DMD)
✓ Veterinarians (DVM)
✓ Pharmacists (PharmD)
✓ CRNAs
✓ Medical Residents & Fellows
✓ Medical Interns with qualifying employment contracts
✓ Medical professionals employed in or relocating to other states
✓ Medical professionals with signed employment contracts starting within 150 days
Not sure if you qualify? We'll review your situation and discuss available financing options during a complimentary consultation.
Why Work With Voyage Home Loans?
As an independent mortgage brokerage, Voyage Home Loans helps Indiana healthcare professionals explore financing options from multiple lending partners.
Access to Multiple Lenders
As an independent mortgage brokerage, we compare programs from multiple lending partners to help identify financing options that fit your goals.
Physician Mortgage Expertise
We understand physician mortgage programs, employment contracts, residency transitions, student loan considerations, and relocation financing needs.
Personalized Guidance
Receive one-on-one support throughout the mortgage process from consultation through closing.
Local Guidance. Statewide Reach.
As an independent mortgage brokerage, Voyage Home Loans helps physicians and eligible healthcare professionals navigate home financing with personalized guidance and access to multiple lending partners.
Important Program Information
Voyage Home Loans, LLC (NMLS #2454986) is an independent mortgage brokerage and is not the direct lender for all loan programs offered. Physician mortgage programs and other financing solutions are available through approved lending partners and may be offered in multiple states, subject to lender guidelines and applicable licensing requirements.
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Voyage Home Loans is currently licensed to originate residential mortgage loans in Indiana and Florida, with additional state licensing planned as the company continues to expand. Program availability, interest rates, loan terms, eligibility requirements, and underwriting guidelines are subject to change without notice and may vary by lender and state.
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The information provided on this page is intended for general educational purposes and should not be construed as a commitment to lend or a guarantee of program availability in every state.
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All mortgage loans are subject to credit approval, property approval, and program qualifications. Not all applicants will qualify. If you are purchasing outside our current licensed states, we encourage you to schedule a consultation to discuss your financing options and available resources.